Updating, improving, and repairing your Moorhead home
Property Tax Rebate
A Make Moorhead Home Remodeling Rebate is available for improvements that add at least $25,000 of taxable value to your home. Property taxes attributable to the value increase are rebated to you for the first two years following project completion.
Community Home Improvement Loan Programs
- Minnesota Housing Fix Up Loan Program
- Gate City Bank Neighborhood Impact Program
- Moorhead Community Development Block Grant (CDBG) Loan Program
Which of these loan resources is right for you?
Most of these special loan programs have household income limits, with the exception of Neighborhood Impact Program loans when the home is built before 1970. The best loan terms are generally the programs with the lower income limits. If you are eligible, the CDBG Loan has the best loan terms but typically also the longest waiting list. There is an exception to the waiting list if the City of Moorhead inspector verifies a life-safety repair is needed to the home.
Don’t qualify for one of these special programs?
Local banks also offer home improvement loans and home equity lines of credit. Contact your lender for more details.
Moorhead teams up with the Home Builders Association of Fargo-Moorhead Remodeler’s Council and Freedom Resource Center to offer accessibility ramps for lower income individuals with disabilities living in Moorhead. If you or someone you know may need this assistance, please contact Neighborhood Services.